Kuwenta
Personal Finance · ₱ Philippine Peso
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Dashboard
💰 Salary Cycle
⟳ Recurring Transactions Due This Month
Total Assets
₱0
All accounts combined
Total Liabilities
₱0
0 debts
Net Worth ⚙ Customize
₱0
Assets minus liabilities
Income This Cycle
₱0
Expenses This Cycle
₱0
Cycle Surplus
₱0
Income minus expenses
Net Worth Over Time Last 12 months
Monthly Trend Last 6 months
Spending Breakdown
Recent Transactions
Funds
Your money allocated by purpose
Fund Breakdown by Account
FundAccountBalance
Accounts
Your physical money containers
Account Breakdown by Fund
AccountFundBalance
Transactions
Every entry logged
Budget
💰 Salary Cycle
Salary (Planned)
₱0
Salary (Actual)
₱0
Total Allocated
₱0
Actual Spent
₱0
Budget Plan Set planned amounts · choose destination account · execute per row
Fund Planned (₱) Actual (₱) Diff Limit (₱) Progress To Account Execute
Bank Reconciliation Summary Total to transfer per bank account
Liabilities
Loans, credit card debt, and utang
⏰ Upcoming Due Dates
Total Owed
₱0
0 liabilities
Paid So Far
₱0
All time payments
This Month
₱0
Payments this month
Payment History
Installments
Track SPay, Atome, CC installments
Total Remaining
₱0
Monthly Commitment
₱0
Sum of all due this month
Active Plans
0
Forecast
Plan your budget months ahead
Scenario Settings
Budget Plan Type planned amounts · click ⬇ on any month to push it to Budget
Drafts
Future transactions waiting to be posted
✅ Ready to Post Today
Total Drafts
0
Due Today or Earlier
0
Upcoming (Next 30d)
0
All Drafts Sorted by date · click ⚡ to post
New Draft Transaction
From
To
Pay From
Import / Export
Import from Google Sheets, back up, and restore your data
📥 Import from Google Sheets (CSV)

Export any sheet from Google Sheets as File → Download → CSV, then drop it here.
Kuwenta will preview every row before importing — you can fix any unrecognized funds or accounts before committing.

Expected CSV Format
Date,Description,Amount,Type,Fund,Account
2025-03-01,Salary,25000,income,Savings / Investments,Bank
2025-03-02,Meralco bill,-2800,expense,Bills & Utilities,GCash
2025-03-05,Groceries SM,-1500,expense,Food & Groceries,Cash
2025-03-10,Grab,-350,expense,Transportation,GCash
Fund & Account names must match exactly (case-insensitive). Amount: positive = income, negative = expense. Date: YYYY-MM-DD.
📂
Click to choose a CSV file, or drag & drop it here
Supports .csv files exported from Google Sheets
🏦 Import Opening Balances (CSV)

Import your current balance per fund per bank. This will replace all existing ledger balances — transactions are kept untouched.
Supports both 3-column (Bank, Fund, Balance) and 4-column (Bank, Parent Fund, Sub Fund, Balance) formats.

Accepted CSV Formats
── 3 columns (Fund with no subcategories) ──
Bank,Fund,Balance
BDO,Emergency Fund,15000
Cash,Transportation,800

── 4 columns (Subcategory under a parent) ──
Bank,Parent Fund,Sub Fund,Balance
BDO,Celebrations,Mom's Birthday,500
BDO,Celebrations,Anniversary,1200
GCash,Investments,MP2,8000
GCash,Investments,Stocks,3500
Names matched case-insensitively. Balance must be a plain number (no ₱ sign). Mix both formats in one file.
💰
Click to choose your balance CSV, or drag & drop
3 columns (Bank, Fund, Balance) or 4 columns (Bank, Parent Fund, Sub Fund, Balance)
💾 Backup & Restore

Data is auto-saved in your browser's local storage — it persists as long as you use the same browser without clearing cache.
⚠ Export a JSON backup regularly to protect against accidental loss.

⚠ Danger Zone

This will permanently delete all your data. Export a backup first.

Net Worth — What to Include

Toggle items on or off. Only checked items are counted in your net worth.

Preview Import
⚠ Unrecognized Names — map to existing or create new
#DateDescriptionAmountTypeFundAccountStatus
✓ Ready imported   ~ Mapped using mapping above   ✕ Skipped invalid / unresolved
Preview Balance Import
⚠ Unrecognized Names — map to existing or create new
BankParent FundSub Fund / FundBalanceStatus
✓ Ready will be set   ~ Mapped using mapping above   ✕ Skipped unresolved / invalid
⚠ This will replace all current ledger balances. Transactions will not be affected.
Add Liability
💡 The selected fund + account will be debited immediately when you save. Repayments will credit back to whichever fund you choose.
Record Payment
Paying towards: —
🔄 Choose where the payment money comes from, and which fund to credit back.
Payment comes from (debit)
Repay to (credit back)
⚡ Execute Budget
Creates transactions for each selected fund allocation. Choose which account the money comes from.
Fund
Account (from)
Amount
New Installment Plan
Enter total and count to see per-installment amount
Add Transaction
Split across funds
Total entered ₱0 of ₱0
⇄ Move money from any fund+account to any other fund+account freely.
From
To
To (split)
Total entered ₱0 of ₱0
New Fund
📁
New Account